currency

Every year, fewer and fewer transactions worldwide are carried out using cash. In the UK, the use of cash decreased by around 15% yearly from 2017 to 2019. While in Sweden, the percentage of transactions made with cash is now less than one per cent. This is essentially thanks to […]

Even though finance is a crucial part of every adult’s life, most of us are economically clueless as we leave the education system – which is meant to prepare us for life in the real world. Therefore, the responsibility falls to us as adults to become financially savvy and educate […]

To create an effective plan of action of any kind, we must first pause to observe where we are currently before considering where we would like to go next. Great planning needs honest reflection. Navigating finances can be daunting if you have not been used to dealing with them as […]

When it comes to choosing a higher education course, it can be a complex space to navigate. We want to make moral choices regarding universities and college options. We hope that our choices will lead to increased opportunities in the short and long term future. Yet, with so many different […]

As financial literacy is rarely – if ever – taught in schools, most of us enter the world of personal finance blind, having to teach ourselves how to look after our financial health. Simply put, personal finance encompasses the whole picture of how you make, save, manage and invest your […]

Saving for your child’s education seems as far off as saving for retirement if you have young kids. If your kids are older, you may think it’s too late. Here’s the secret. It’s never too early or too late to save for your child’s education. The best time to save […]